Pawn Loan Chandler | Fast Cash, Low Rates
Get Fast Cash in Minutes with Pawn Loans in Chandler!
When we need fast cash, it’s hard to take cash back out of the items we already paid a lot of money for. We know these items should be as good as cold, hard cash. But how does one make that happen? The simple answer is to go to Oro Express Chandler Pawn and Guns, and get a pawn loan!
A pawn loan is a simple way to turn pretty much any item that we all have around our house into fast cash. They are also known as secured or collateral loans. Because, you can use the value of your items, and secure a short-term loan. Therefore, the loan relies and is based on how much an item is worth. Unlike bank loans, which rely on your credit history.
These loans are perfect for unexpected situations. Because they allow you to literally have cash in your hand within minutes of walking into Oro Express Chandler Pawn and Guns. In addition, we don't discriminate about what items we will make a pawn loan on. Moreover, gun loans are one of our favorites, and we'll happily take:
- Handguns
- Shotguns
- Rifles
- Gun Accessories
- Ammo
- Even Hunting Bows!
How Exactly Does A Pawn Loan Work?
A pawn loan is a very simple product, and works exactly the same way that a loan works on any items. It is very similar to a mortgage, or to a car loan, but does have a much shorter period to it. Pawn loans are strictly regulated by Arizona laws, and have to meet all conditions of the laws at all times.
A pawn loan is written out for a default term of 90 days, wherein there’s no payment that has to be made during this period. During this period, Oro Express Chandler Pawn and Guns will hold on to your item and keep it safe in our extremely secure safe. Once you hit the end of your 90 day term, you’re left with two options. Before I get to that, I want to expand upon how flexible we can be. We are not in the business of taking people’s items, but are in the business of lending money via pawn loans. We make it our mission to always do everything in our power to help our customers, not to profit off of them.
Pawn Loan Terms
Now, when you hit your maturity date(the final day of your 90 day term) you’re left with three choices.
- you come in and simply pay off the interest due on the gun loan, and it can be rewritten for another 90 days.
- Come and pay the interest plus the amount that we loaned to you and take your gun back home.
- If you’re truly in times of financial disparity, you can let the gun go and we will take it in lieu of payment. This is where we try to help, and can be extremely flexible, such as offering extensions for all of our loans, and doing everything in our power to work with you. .
Oro Express Chandler Pawn and Guns has been serving Chandler, Tempe, and Mesa as the premier pawn shop! Most importantly, we want to ensure our customers are getting the fast cash they need. And for them to know we are always willing to help them in every way we can!
